Life Insurance With Living Benefits

What are Living Benefits? Life insurance plans with Living Benefits give you the ability to accelerate your death benefit if you experience a qualifying chronic or critical illness or injury and live. Access your money when you need it most. Living Benefits can help your family maintain their current lifestyle while you get the help you need. Use these funds to pay your mortgage, household bills, childcare, co-pays, deductibles and more. At Walorz Insurance we specialize in life insurance with Living Benefits because we believe in the importance of having life insurance you don’t have to die to use!


Your home is most likely your largest debt and living expense. Mortgage Protection will ensure your loved ones can continue to afford to live in the beautiful house you've made home, even if your income declines due to critical, chronic, or terminal illness or death.

Small Business

You have worked tirelessly as a small business owner and in a short period of time you could lose it due to a critical, chronic, or terminal illness. You can prevent loss of your business from happening by obtaining a life insurance plan that includes living benefits.


Plans are available which can cover $1,000-$50,000 of your final expenses. Enable your friends and family to celebrate your life without the financial stress it could potentially bring. Coverage is relatively easy to apply for and obtain, and no medical exams are required in the process.

Life Insurance

There are many reasons to have life insurance for children. First, coverage can be locked in when they are young and healthy so they can eventually protect their own family and assets, regardless of health. Secondly, if tragedy strikes with a child, you won't have to worry about money.

Christine is nothing short of wonderful! She made a dark and dreary subject very tolerable and light. I appreciate all of the added tips and her wealth of knowledge. I have been dreading getting my policies done. I am definitely glad that I reached out to her. She took care of my needs to her fullest ability possible. One down... one to go. She ha a lovely personality and I wouldn't hesitate to utilize her services again or recommend her! Thank you!! **100 stars**

Cretia Roberson

Christine is very knowledgeable and is vested in her client’s best interest. She’s very approachable and willing to provide best guidance.

Sunita McCoy

Christine is one of the most humble and honest business professionals I've ever met. I would definitely recommend her to everyone I know.

Darius Mason

Christine came to me and helped me get a life insurance policy to fit my needs! She worked closely with me every step of the way to insure that it worked be go through! If you’re looking for insurance, she’s you’re person!

Michele Disparti

Christine is very knowledgeable and dedicated to helping you find the life insurance products that work for you and your family in your budget. Whether you currently have life insurance or think you won't be able to get life insurance, give Christine a chance to work with you! She is going to be honest with you and educate you about what she is able to help you with. And if she isn't able to find a better policy than you already have in place, she will tell you that too!

Sarah Powell

48% of mortgage foreclosures happen due to financial hardships as a result of a critical illness. (3% due to death)

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