Living Benefits

What are Living Benefits? Life insurance plans with Living Benefits give you the ability to accelerate your death benefit if you experience a qualifying chronic or critical illness or injury and live. Access your money when you need it most. Living Benefits can help your family maintain their current lifestyle while you get the help you need. Use these funds to pay your mortgage, household bills, childcare, co-pays, deductibles and more. At Walorz Insurance we specialize in life insurance with Living Benefits because we believe in the importance of having life insurance you don’t have to die to use!

Mortgage Protection

Your home is more than likely your largest debt. Mortgage Protection life insurance will ensure your loved ones can continue to afford to live in the beautiful house you've made home, even if your income declines due to critical, chronic, or terminal illness or death.

Small Buisiness Protection

You have worked tirelessly as a small business owner and in a blink of an eye you can lose it due to a critical, chronic, or terminal illness. You can prevent that from happening by obtaining life insurance that includes Living Benefits.

Final Expenses

Final Expense life insurance plans are available which can cover $1,000-$50,000 of your final expenses and funeral costs. Allow your friends and family to celebrate your life without the financial stress it could potentially bring.


There are some important reasons to have life insurance on your children. First, you can ensure their insurability later on by locking in coverage for them when they are young and healthy. That way, when they need to protect their own family and assets in the future, they can, regardless of their health. Secondly, if tragedy strikes one of your children, the last thing you want to worry about is money. Life insurance for children just makes sense. At Walorz Insurance there are many different options to fit your budget.

Christine is nothing short of wonderful! She made a dark and dreary subject very tolerable and light. I appreciate all of the added tips and her wealth of knowledge. I have been dreading getting my policies done. I am definitely glad that I reached out to her. She took care of my needs to her fullest ability possible. One down... one to go. She ha a lovely personality and I wouldn't hesitate to utilize her services again or recommend her! Thank you!! **100 stars**

Cretia Roberson

Christine is very knowledgeable and is vested in her client’s best interest. She’s very approachable and willing to provide best guidance.

Sunita McCoy

Christine is one of the most humble and honest business professionals I've ever met. I would definitely recommend her to everyone I know.

Darius Mason

Christine came to me and helped me get a life insurance policy to fit my needs! She worked closely with me every step of the way to insure that it worked be go through! If you’re looking for insurance, she’s you’re person!

Michele Disparti

Christine is very knowledgeable and dedicated to helping you find the life insurance products that work for you and your family in your budget. Whether you currently have life insurance or think you won't be able to get life insurance, give Christine a chance to work with you! She is going to be honest with you and educate you about what she is able to help you with. And if she isn't able to find a better policy than you already have in place, she will tell you that too!

Sarah Powell

48% of mortgage foreclosures happen due to financial hardships as a result of a critical illness. (3% due to death)

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